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Apple Pay Later rolls out to select users

In This Article

In This Article

Apple has rolled out its Pay Later service to a limited selection of users in the US.

The company’s interest-free payment instalment feature is finally available to members of the general public after a couple of months oftesting with Apple employees. Apple is sending out invites to a “prerelease version” to select users in the US, with plans to offer it to all eligible users over the coming months.

Apple Pay Later allows you to split the cost of large purchases into four, spread over six weeks and with no interest or fees. It’s all run through the Apple Wallet app, where users can manage what essentially amounts to an Apple loan.

These loans can be taken out for between $50 and $1,000, which can then be used for online and in-app purchases made on iPhone and iPad with merchants that acceptApple Pay. In a bid to avoid encouraging excessive debt, credit cards cannot be used to directly pay for your Apple Pay loan.

Full application details have been posted to Apple’ssupport pages.

Applefirst announcedits payment service back at WWDC 2022 in June of last year. It was intended to be an addition to the Apple Wallet app for the rollout of iOS 16 but didn’t make the cut, with reports of major technical issues.

Given that the service isn’t even fully out in the US as yet, we’re not holding our breath for a speedy global rollout. Hopefully once all of the bugs have been ironed out it shouldn’t take too long, however.

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Jon is a seasoned freelance writer who started covering games and apps in 2007 before expanding into smartphones and consumer tech, dabbling in lifestyle and media coverage along the way. Besides bein…

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Founded in 2003, Trusted Reviews exists to give our readers thorough, unbiased and independent advice on what to buy.

Today, we have millions of users a month from around the world, and assess more than 1,000 products a year.

Editorial independence means being able to give an unbiased verdict about a product or company, with the avoidance of conflicts of interest. To ensure this is possible, every member of the editorial staff follows a clear code of conduct.

We also expect our journalists to follow clear ethical standards in their work. Our staff members must strive for honesty and accuracy in everything they do. We follow the IPSO Editors’ code of practice to underpin these standards.